Have you heard of identity theft? This series of articles will try to focus on some facts about id theft. If you are interested to know more about this crime, read on. You can get tips, hints, and steps that will help you reduce the risk of being an identity theft victim.

Here are some fast facts about identity theft:

1. Every year, at least 10 million Americans become victims of id theft.

This is a very glaring fact but this is what’s really happening. Every year, the numbers of idtheft increase at a very fast pace. The American population recently hit the three hundred million mark and if the 10 million is the average number for identity fraud victims, then it would only take a couple of years before every American falls prey to this very dangerous crime.

2. Identity theft, although an already declared federal crime, is one of the fastest growing crimes in America.

The federal government, acknowledging the dangers that identity fraud poses, has passed certain bills that protects individual consumers from identity theft like the Identity Protection Act of 2001 and Identity Theft Victims Assistance Act of 2009. These are very recent bills passed by the Congress and each state has its own law regarding the said crime. This is a clear indication that society considers identity theft a true menace that should be immediately stopped.

3. Despite what other companies and individuals say, you cannot exclude yourself from identity theft but you can reduce the risk of being a victim through various precautionary measures.

Everyone is at risk of identity theft. This is made possible by the fact that your personal information is scattered in online and offline in various databases of government agencies, merchants, insurance companies, schools and any other firms that keeps any form of record about your personal information. You may be monitoring your credit report and credit card bills but the scope of id theft is so huge that it your other seemingly insignificant information can also be used for identity fraud.

4. Unless you are diligent in monitoring your credit report and other financial statements, you cannot easily detect id theft.

Credit reports show your credit history, your payment history, existing mortgages, how much you will pay each month, as well as the various companies that performed a credit check on your name. If another person was able to get their hands on your documents and information and use it to make purchases or apply for loans, you can easily detect it when you monitor your credit report. Any activity that involves your finances is reflected in your credit report so if anything changes, then you will see it immediately-if you know what to look for.

5. Identity theft victimizes everyone-men, women, the elderly and even children.

Children are always regarded as innocent beings and the elderly as the portion of our populace that needs to be taken cared of and regarded with respect. However, for identity thieves, everyone else is the same. As long as you have an identity that can be taken advantage of, then you can be sure that identity thieves will always be on your heels.

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Have you heard of identity theft? This series of articles will try to focus on some facts about id theft. If you are interested to know more about this crime, read on. You can get tips, hints, and steps that will help you reduce the risk of being an...