Are you concerned about becoming a victim of identity theft? Identity theft is very serious and it can ruin your credit in an instant. You should learn the steps to protect your good name so that you don’t have to deal with the dreadful disaster of identity theft.
Even though it happens every week, more and more people aren’t too concerned with protecting their identity. Hopefully you aren’t one of these people as you will want to do everything in your power to protect your identity. So in this article, I will share with you 3 tips for preventing identity theft from happening to you.
Here are a few key tips for preventing identity theft before it happens to you.
1) Don’t share your information easily
Being careless with your valuable information is a fast way to get your identity stolen. You never want to be careless on the internet because thieves are hackers and will find your information using their tools. If there are places online where you have to place your social security number in, then you should be more careful with your decision as it can lead to identity theft.
If someone is asking for all of your valuable information, make a good judgment call to see if it’s really worth it and necessary to give them your information. Being careless is one of the top reasons identity theft happens, so you should be sure to use your information sparingly online.
2) Get a fraud alert
Credit bureaus have security services where they can monitor your credit file and watch for any suspicious activity. If you’re someone who is concerned about your identity and don’t want to put a security freeze on your credit file, then you should go with this option. With this option, you’ll receive updates when people want to view your credit file and you’ll be notified promptly of it.
3) Get a security freeze
In my opinion, this is the best option that you have. With a security freeze, no one except for your existing creditors can get to your credit file. Whenever someone tries to open up new credit in your name, they will be greeted with a message that says that you have a freeze on your credit file.
Sometimes fraud alerts aren’t enough to give people peace of mind. For the utmost protection and security, you should get a freeze on your credit report. You’ll know that whenever there’s a possibility of identity theft, you will be protected because of the security freeze that is in place on your file.
One thing that you should know about security freezes is that you can have them temporarily lifted. If you want to apply for new credit with a lender, you can request to have your security freeze lifted for a number of days. After the number of days that you specified has pasted, the security freeze will be automatically re-instated on your credit file.
These 3 tips for securing your identity and preventing identity theft work if you use them. Be sure to use them today so that you can start securing your identity and don’t have to risk the chance of identity theft.