Do you know the 3 forms of identity theft ? This is an increasing problem in the United States. In 2003, 4 million people fell victim to the scam. This year, 9 million will. That means the situation has more than doubled.
The 3 forms of identity theft are direct theft, hacking and phishing.
Direct theft can occur when a thief steals your identity from you because of your own actions. For instance, they may lift your wallet or purse and take the credit card or social security card to establish credit in your name for themselves. Or, they may “dumpster dive” and steal your information from the trash.
Hacking is another way someone can steal your personal information and use it for their own benefit. Most of the time, you have no control over the way your information is stored in government and corporate computers. You have to rely on the security professionals to protect your data.
Phishing is a third way that your identity can be stolen. In this case, a criminal can ask you to give them sensitive data through email or over the phone. They will appear to be legitimate such as your bank or credit card company. The best way to thwart phishers is to only give out information if you have initiated contact yourself. Most financial institutions tell you to give your information to them on their secure sites only and not over email or phone.
As you can see, these 3 forms of identity theft make it hard to ensure that you are 100 percent protected. That is why it makes sense to engage the services of a ID theft protection service. These companies take the responsibility to prevent theft and, if it occurs, fix it so that you don’t have to worry about this terrible crime.
Do you know the 3 forms of identity theft ? This is an increasing problem in the United States. In 2003, 4 million people fell victim to the scam. This year, 9 million will. That means the situation has more than doubled.The 3 forms of identity theft are direct theft,...
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